Policy 20.0 · Pearl Economy Policy

Pearl Economy Policy

RLS Retail Private Limited | SeekhoBecho.com

Plot-76-D, Phase IV, Udyog Vihar, Sector 18, Gurugram, Haryana – 122001 | GSTIN: 06AAJCR4683G1Z3

Policy 20.0v1.0May 2026Pearl EconomyPROG Act 2025Non-Monetary UnitsNo Cash Conversion

Policy 20.0 — Pearl Economy Policy | Governs creation, distribution, management, and lifecycle of Pearls — SeekhoBecho's internal engagement currency. Pearls are non-monetary, non-transferable internal units with zero cash value. Read with Policies 21.0, 22.0, and 23.0.

Policy No.	Name	Version	Effective	Segment
Policy 20.0	Pearl Economy Policy	v1.0	May 2026	Gaming / Pearl Economy

SECTION 1 — NATURE & LEGAL STATUS OF PEARLS

CRITICAL LEGAL DISCLAIMER: Pearls are NOT money, currency, cryptocurrency, PPIs, e-money, deposits, securities, or any financial instrument. Pearls have ZERO monetary value. Pearls CANNOT be converted to cash, transferred outside SeekhoBecho, or withdrawn in any form.

What Pearls ARE	What Pearls Are NOT
Internal platform engagement units	Money or currency of any kind
Non-monetary acknowledgement of platform activity	Prepaid Payment Instruments under PSS Act, 2007
Subject to absolute platform control and modification	Property or assets of the subscriber
Non-transferable between accounts	Convertible to any monetary equivalent
Non-perpetual — subject to expiry, forfeiture, or burn	Protected by consumer financial rights
PROG Act 2025 "Online Social Game" engagement unit	Subject to RBI, SEBI, or PSS Act regulation

Legal Basis: PROG Act 2025 S.2(h) | PROG Rules 2026 Rule 4 | PSS Act 2007 — NOT applicable | RBI Act 1934 — NOT applicable | Public Gambling Act 1867 — Skill-based exemption applies

SECTION 2 — PEARL EARN TRIGGERS & RATES

Earn Category	Trigger Action	Plan Level	Pearl Basis
Course Completion	Complete full course with min. 80% quiz score	All Plans	Per course — per current rate card
Sales Milestone (Selling League)	Achieve verified monthly sales targets	Gold Plan +	Per milestone — per current rate card
1v1 Skill Challenge — Win	Win 1v1 Skill Challenge vs verified opponent	All Plans	Winner Prize per Annexure-1vS
Knowledge Quiz League	Complete weekly quiz with correct answers	All Plans	Per correct answer + completion bonus
Daily Login Streak	Consecutive daily login + qualifying activity	All Plans	Streak bonus per day — current rate card
Iron Pearl Streak	30 consecutive days of qualifying daily activity	All Plans	Bonus Pearl award — Annexure-IP
Referral Activation (M3)	Referred subscriber activates paid plan at M3 milestone	All Plans	Referral Pearl on M3 activation
Plan Level Achievement (L4-L7)	Reaching subscription journey milestones	All Plans	Level milestone bonus — current rate card
Pearl Recharge (add-on)	Platform add-on Pearl top-up (NOT cash-for-Pearls)	All Plans	Per recharge denomination — Rate Card
Clan Achievement (Titanium+)	Clan collective milestones and team rankings	Titanium Plan +	Per Annexure-CL

Pearl earn rates are DYNAMIC. SeekhoBecho may modify Pearl earn rates at any time. A rate change does not affect Pearls already credited.

SECTION 3 — PEARL SPEND & LANGUAGE STANDARDS

❌ PROHIBITED Language	✅ APPROVED Language
"Stake 500 Pearls"	"Tournament Entry: 500 Pearls"
"Winner takes 900 Pearls"	"Winner Prize: 800 Pearls"
"Platform takes 20% cut"	"Platform Fee: 100 Pearls"
"Bet your Pearls"	"Enter the challenge with your Pearls"
"1v1 Coin Battle"	"1v1 Skill Challenge"
"Earn money playing games"	"Earn Pearls through skill and engagement"
"₹X worth of Pearls" / "10 Pearls = ₹1"	Never associate ₹ value with Pearls — EVER
"Revenge — Stake karo"	"Rematch — next round"

SECTION 4 — PLATFORM ABSOLUTE CONTROL

SeekhoBecho holds ABSOLUTE, UNCONDITIONAL CONTROL over the Pearl Economy. The platform may at any time, without notice and without compensation: (a) modify Pearl earn rates; (b) modify spend requirements; (c) modify expiry timelines; (d) clawback Pearls; (e) cancel, invalidate, or burn any Pearl balance; (f) discontinue any earn trigger; (g) reset the entire Pearl economy. No subscriber has any ownership, financial, or property right in their Pearl balance.

SECTION 5 — PROHIBITED PEARL ACTIVITIES

Prohibited Activity	Legal Basis	Consequence
Attempting to exchange or sell Pearls for real money	PROG Act 2025; BNS 2023 S.318	Permanent ban + Pearl forfeiture + FIR consideration
Creating third-party Pearl trading arrangements	IT Act 2000 S.66; PROG Act 2025	Permanent ban + legal action
Using bots or automation to earn Pearls	Anti-Bot Policy 32.0; IT Act 2000 S.66	Permanent ban + Pearl clawback
Multi-accounting to accumulate Pearls across accounts	Policy 18.0; Fair Play Audit 33.0	All accounts banned + full Pearl clawback
Exploiting Pearl earn rate glitches or bugs knowingly	IT Act 2000 S.43	Permanent ban + legal proceedings

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